Express Cash enables you to handle incidental cash expenses by easily obtaining cash from Automated Teller Machines (ATMs) or Travellers Cheques when you go on business trips. Should you be unable to access your funds, in an emergency, all you need to do is go to the nearest American Express Travel Service or Representative Office where you can cash a personal cheque for up to the local currency equivalent of US $1,000 (US $200 in cash and US $800 in Travelers Cheques.). The personal cheque will be cleared through your bank account in the normal way.